The banks make more profits from credit card payments than by other payment means. I did this over a dubious late payment charge & it wes cancelled. A late payment charge on my recent bill all be it a red one. What should be done about fees for failed cheques and overdrafts?

Their payment website down, bank error, bank account moved and messed up by new bank etc. Paid by cash at barclays the previous month on the due date and got charged a late payment fee. However my main point stands, there is scope for consumers and retailers to save money by choosing the more appropriate method of payment if they know how. Nevertheless, tell them to stick their fees up! Responses to if your credit card imposes a penalty payment, dont pay it: its not legally enforceable.

However, the following month the bank levied a £30 charge, causing the account to again exceed the authorised limit, so the bank charged another £30 a month later. Ah, ciaran, im talking about credit card late payment charges. Twice, over the years i have asked for late- payment fees to be refunded - and they were. Hi charles, i have just phoned sainsburyz bank re a £25 late payment fee for being two days late.

Ah, ciaran, im talking about credit card late payment charges. Their payment website down, bank error, bank account moved and messed up by new bank etc. In 2003, mps on the treasury select committee criticised firms for imposing excessive fees. Ive just been charged a late fee of £25 on my credit card for paying too early! At some point, the manager i was speaking decided i wasnt going to go away, and refunded both the interest and the fee. Paid by cash at barclays the previous month on the due date and got charged a late payment fee.

Christine, skipton i recently misread the minimum payment when paying cash before the due date in the bank and the teller didn't notice!Responses to late payment charges on credit cards: you dont have to pay, and im the living proof. General  charles @ 12:15 pm if your credit card imposes a penalty payment, dont pay it: its not legally enforceable. And remember, if you plead that you werent late, then youre already accepting their version of the contract. Oft may reduce late payment fees for credit cards. And remember that both these stories assume that your client didn't persuade you to agree some other payment terms, or vice versa.

Said it was not "a few absent- minded people" who were hit with fees when they missed payments or went over their limits. No more penalty charge payments by me. See late payers, your time is up for more details.

For paying late, not simply being late in paying :o. Had the fee laved instantly. Received a late payment charge again.

On 24/03/2012 you agree to do a piece of work - and, say, you agree that you'll let your client know later on what the expenses are. I do believe that this parasite culture of charging fees while providing nothing in return needs stamping on by the consumer. Payment was due before see note 4 dd/mm/yyyy 3: now. market mortgage Note there are other costs to accepting card payments, rental of equipment, telephone line and calls, stationery. Thats the wrong approach - to say hey, i wasnt late.